Also, those who face pandemic-related delays (such as a hospitalization) can request extra time to enroll, Ms. Pollitz said. For Ms. Pollitz, the A.C.A. is like the opposite of a game of musical chairs. Instead of removing the safe places to land when you lose a job, the law added room for the uninsured. “So, when the music stops, or your job ends, there’s still a place for you,” she said. There are also ways to lower the bill, through tax credits. Consumers whose her response estimated income in 2021 will be between the federal poverty level ($12,760 per year for individuals and $26,200 for a family of four) and four times that amount ($51,040 for individuals or $104,800 for a family of four) will be eligible for tax credits to subsidize coverage. If your income is likely to be below the poverty level and you live in one of the 13 states that has not expanded Medicaid, coverage will be tricky. You may fall into the “Medicaid gap.” “That’s when you’re too poor for marketplace subsidies and too well-off for Medicaid,” said Sabrina Corlette, a research professor at the Center on Health Insurance Reforms at Georgetown University.


This may not seem to be an issue for a lot of us because when we walk into the bathroom to brush our teeth in the morning, we turn on the sink and water just comes out. People who live in water-rich areas can and should be positively impacting the global water crisis. For instance, Dickinson College, located in Carlisle, Pennsylvania, a water-rich area has implemented a whole slew of ways to limit and reuse water consumption right on campus. The college has reduced water consumption by 15.8 million gallons per year – the actions they take are ones we can take at home. Water scarcity should not only be addressed by government officials or policies but something that is addressed in our own homes. The use of native plants that can also withstand dry conditions can help with the use of water consumption in landscapes. Lush, green lawns that are an American staple require massive amounts of water. Although beautiful green yards are pleasing to the eye, the use of native plants – that do not require such great amounts of water can help limit unnecessary water usage. In addition to water preservation through landscapes, water preservation can take place with the installation of products such as, low-flow toilets and shower heads.